[bisq-network/bisq] Add option to make trade 'reason' less obvious (#2869)

[peterzen]

> @peterzen it was pointed out that mediators need the trade ID in the payment description: [#4249 (comment)](https://github.com/bisq-network/bisq/pull/4249#issuecomment-626408225)
> 
> I almost agree about recipient-specified payment reasons. Though, is it possible for a payment reason string to be good for the recipient and bad for the sender? Like specifying that recipient is buying something that's legal for him to buy, but illegal for sender to sell. Can a sender then cancel the transaction?
> 
This is indeed a tough one - going down this manual editing route would add a boatload of unwelcome complexity to the process.

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