[bisq-network/bisq] Add "Cash by mail" as a payment option (#1101)

pazza notifications at github.com
Tue Nov 17 00:23:18 CET 2020


> The only reason I've made F2F payments at Bisq is because settlement needs to be done in person, so at least you would already know if you've been scammed and who did that. 
> With CBM there's too many things that can go wrong. I'm quite sure that the main way to arbitrate this at other places has been using reputation, and Bisq doesn't work that way.

I think this risk for F2F vs CBM is different for different users. Maybe a young female would feel less a risk as using CBM as a payment option than F2F. 



I do not think F2F is inherently less risky than CBM. It just depends on ones perspectives.
 
> If arbitrator agrees, maybe the best way is to leave users choose if they prefer to use arbitration system or not when making an offer so before starting the trade it's known if arbitration will be available or not. Another point is that if mediation is a possibility, and whether that's positive or not. I'm inclined to think that if users agree to a payout it should be ok for Bisq, but it also leaves the window open for ransom.

I think mediation followed by arbitration for CBM trades would be suitable until such time another solution is possible or required. Most trades end up resolved through mediation with relatively few going to the arbitrators. I think CBM would be likewise.

> About recommended security deposit, I would personally not use more than 100%, and I think that a min of 50% could be ok. Now when taking the offer it's clear what security deposit % is set so users should be able to take responsible choices.

Yes i think sellers might want buyers to place a larger % for these trades. Can it not just be left to those making the offers. When making an offer if someone want to bur/sell BTC with a 15% security deposit. Why not let them?

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