[bisq-network/proposals] Replace burningman and refund agent by market place based solutions (#259)

[Félix]

> For altcoins I think atomic swap protocols and speacially the new XMR swap which is in development is superior.

Completely agree.

> For Fiat I think it would never work well even if all banks have API and not tx fees as the bank where you do it would detect immediately if yu do 100 or 1000s of repeated small transactions, thus you lose privacy and censorship resistence.

You are probably right... but for **high risk,** low cost, **instant** payment systems like Paypal, Venmo, Wechat, CashApp, Revolut this might be a the only viable option long term. Once APIs are enabled it a bunch of Bisq $10 transactions will be indistinguishable from other (much more common) similar payments.

Relying on central parties is almost inevitable for the fiat side... but if you can choose between many of them you can find the chinks in the armour.

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