[bisq-network/growth] Fix issue with lack of signed accounts for Moneybeam, Uphold and PopMoney (#212)

pazza notifications at github.com
Fri Nov 27 17:56:14 CET 2020


## Introduction 

All of the below payment methods require signing yet there are no active signed accounts:

- Moneybeam
- Uphold
- PopMoney

All of these payment methods allow chargebacks so signing is required. 

This was raised as an issue here: https://github.com/bisq-network/bisq/issues/4809

## Action points

1. In the first stage I will work with @sqrrm to address these issues and propagate signed accounts
2. Once the above is addressed I will work with @m52go to see how these payment methods can be established. PopMoney has only had 21 trades in its lifetime that I can see on the Bisq client trade data.  

## Evidence of chargeback policies

**Moneybeam**
(1) Prior to Issuing a Periodic Balance Statement
Incorrect credit entries on current accounts (e.g. due to a wrong account number) may be reversed by the Bank through a debit entry prior to the issue of the next periodic balance statement to the extent that the Bank has a repayment claim against the Customer (reverse entry); in this case, the Customer may not object to the debit entry on the grounds that a disposal of an amount equivalent to the credit entry has already been made.
https://docs.n26.com/legal/01+DE/01+Account/en/04account-terms-business-relationship-en.pdf

**Uphold**
For regulatory and compliance reasons, we reserve the right to refuse to process, cancel or reverse, any add-funds and/or any add-Value transaction(s) if we suspect the transaction(s) may involve illicit activity like money laundering, terrorist financing, fraud, any crime, or as required by facially valid legal process, or relates to a Prohibited Use or Prohibited Business. We reserve the right to report, suspend and/or terminate Accounts for such suspected activity.
https://uphold.com/en/legal/membership-agreement/general

**PopMoney**
We have the right but not the obligation to monitor for, block, cancel and/or reverse [Prohibited Payments] payments
https://www.popmoney.com/privacy.html

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