[bisq-network/bisq] Disallow Transferwise from SEPA markets (#4698)

[viperperidot]

> > Following a private discussion with Bisq team, a consensus has been reached on temporarily disallowing Transferwise accounts from participating in SEPA markets.
> 
> I do not see that there have been reached any consensus, quite the opposite.

Yes I kind of thought this was a bit strange, I don't know exactly how Bisq works but I thought it was weird that there was a 'private discussion' held about which payment methods would be allowed on the platform. I thought everything in Bisq including the development was supposed to happen out in the open in publi,c with discussions that included anybody who is interested in Bisq. I thought that was the point of the DAO to keep things decentralized, maybe I misunderstood and there are still items that get discussed privately like what happened here.

Also I am not sure who the OP is, it looks like they created a temp account specifically to create this post so I don't know who they are in the community like on Keybase for example. And lastly, I think it would have been good to link to the specific issues with TransferWise referenced in the OP, there must be some documentation of them to substantiate the claim that it is an unsuitable payment method. I don't actually think whoever was going to implement this did enough research on TransferWise because I don't think it is actually possible to block them similar to Revolut, like what was mentioned here. Because each user has their own unique banking details, with the new feature they implemented it essentially makes a TransferWise account no different than any other SEPA account.

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