[bisq-network/proposals] Increase unsigned account limits from .01 to .05 (#274)

[wiz]

> _This is a Bisq Network proposal. Please familiarize yourself with the [submission and review process](https://docs.bisq.network/proposals.html)._

Even after adding SegWit into the trade protocol, a 140 vByte native SegWit transaction currently costs around $5 USD with the high Bitcoin network fees. If a Bisq trade requires 4 on-chain transactions, this means each Bisq trade will cost at least $20 just in mining fees. This essentially prices out the .01 BTC trades for unsigned accounts.

I propose raising the limit for unsigned payment accounts to .05 so that we might have a chance to not lose lots of users and trading volume because of the higher network fees.

Here is a real user complaining of exactly this: https://www.reddit.com/r/bisq/comments/jj7q1o/bisq_and_bitcoin_network_utilization/

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