[bisq-network/proposals] Add Transferwise as new multi-currency payment method (#243)

viperperidot notifications at github.com
Fri Oct 30 17:58:41 UTC 2020


> > But isn't the point of signing to help reduce the potential for scammers? With the TW to TW method, all transfers are final so I don't think we need to worry about scammers and therefore wouldn't need account signing, correct?
> 
> Yes the reason for signing is chargeback risk mitigation. the "side effects" like increased confidence should not justify the trade amount limitation which signing brings to a payment method. We should rather look to other options and make existing "soft reputation" tools we have already more efficient UX wise.

I think improving the reputation on Bisq would be a good idea, currently you can see if you have had a successful trade with someone but if you have not traded with them before, even if their account is aged and signed you do not know how many successful trades they have had. Maybe some kind of indicator on each users Onion profile showing how many successful trades they have completed would be good? I think this could total all payment methods and markets because if you have completed a good trade using one payment method you are likely to do the same with a different one.

Not sure to what extent the Bisq reputation system has already been discussed but I know on other P2P exchanges a lot of users will look for someone who has 'good reputation'. And in Bisq the account aging and signing might be too subtle or not provide enough information to distill confidence to some more skeptical users.

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