[bisq-network/proposals] Add negative score for protocol violations (#260)

[sqrrm]

There is already AccountAgeWitness and SignedWitness that carry reputation and reduce privacy. They are rather neutral though, just a timestamped hash and the other a sign if the trade went through as expected. Adding another reputation system with more bias to it is something I would rather avoid.

As @cd2357 says, improving the UI could probably help users assess risks better and reduce the cases going to refund agent more in line with Bisq's philosophy. I would like to try this before any new reputation system. The problem is that we don't really have any developer working on UI improvements right now, but perhaps even small changes here could have some serious impact.

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