[bisq-network/growth] Add Real-Time Gross Settlement (RTGS) as a payment method (popular banking payment method in India) (#237)
pazza
notifications at github.com
Sun Apr 18 20:27:10 CEST 2021
RTGS has been scored for inclusion to Bisq:
| Essential | Desirable | Definite No’s |
| ------------------- | ------------------- | ------------------- |
| **Very low risk of chargeback** | ~~No risk of chargeback~~ | ~~< very low risk of chargeback~~ |
| ~~Way to verify the sender in the received payment~~ | **Way to verify the sender in the received payment and ability to enter a reference** | ~~No way to verify the sender in the received payment~~ |
| ~~Trade time less than one week~~ | **Instant payment** | ~~Trade time more than one week~~ |
| **Singular Fiat currency** | ~~Multi-currency~~ | ~~Not a payment method for fiat currency~~ |
| ~~Significant user base~~ | **Large user base** | ~~No significant user base~~ |
| **High usability** | ~~High usability and great user experience~~ | ~~< high amount usability~~ |
| **No KYC required for sending and receiving payments** | ~~No KYC required for sending and receiving payments, allows users to trade with upmost privacy. Minimal identifying information as possible (no names, email, phone etc required)~~ | ~~Some KYC required (proof of address, ID, selfie) for sending and receiving payments~~ |
| **Low risk of scam attempts** | ~~Very low risk of scam attempts~~ | ~~< low risk of scam attempts~~ |
| ~~Traders can provide evidence of payment / receipt~~ | **Traders can provide evidence of payment / receipt and Verification of payment can be made using PageSigner or similar** | ~~Traders will be unable to provide evidence of payment / receipt~~ |
| ~~Minimum limit at least equal to at least account limits protocols~~ | ~~No minimum limits~~ | **Minimum limit not able to achieve account limits protocols** |
| ~~Maximum limits equal to at least 0.01 BTC~~ | **Large payment limits up to 2 BTC** | ~~Maximum limit is less than 0.01 BTC~~ |
| ~~Likely to increase liquidity~~ | **Likely to increase liquidity and open markets for different countries and currencies** | ~~Likely to decrease liquidity~~ |
| **Low risk of mediation** | ~~Very low risk of mediation~~ | ~~< low risk of mediation~~ |
| **Low risk for traders from government agencies** | ~~No risk for traders from government agencies~~ | ~~< low risk for traders from government agencies~~ |
| **Fees should not be a barrier to trading** | ~~No fees for transactions~~ | ~~Fees will be a barrier to trading~~ |
| ~~Only minor changes needed to trade protocol~~ | **No changes needed to trade protocol** | ~~> Minor changes needed to trade protocol~~ |
Score: 20/32
Percentage: 62.5%
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