[bisq-network/growth] Add Real-Time Gross Settlement (RTGS) as a payment method (popular banking payment method in India) (#237)

pazza notifications at github.com
Sun Apr 18 20:27:10 CEST 2021


RTGS has been scored for inclusion to Bisq:


| Essential   | Desirable | Definite No’s |
| ------------------- | ------------------- | ------------------- |
| **Very low risk of chargeback**  | ~~No risk of chargeback~~  | ~~< very low risk of chargeback~~  |
| ~~Way to verify the sender in the received payment~~  | **Way to verify the sender in the received payment and ability to enter a reference**  | ~~No way to verify the sender in the received payment~~  |
| ~~Trade time less than one week~~  | **Instant payment**  | ~~Trade time more than one week~~  |
| **Singular Fiat currency** | ~~Multi-currency~~  | ~~Not a payment method for fiat currency~~  |
| ~~Significant user base~~  |  **Large user base**  | ~~No significant user base~~  |
| **High usability**  | ~~High usability and great user experience~~  | ~~< high amount usability~~  |
| **No KYC required for sending and receiving payments** | ~~No KYC required for sending and receiving payments, allows users to trade with upmost privacy. Minimal identifying information as possible (no names, email, phone etc required)~~ | ~~Some KYC required (proof of address, ID, selfie) for sending and receiving payments~~  |
| **Low risk of scam attempts**  | ~~Very low risk of scam attempts~~  | ~~< low risk of scam attempts~~ |
| ~~Traders can provide evidence of payment / receipt~~  | **Traders can provide evidence of payment / receipt and Verification of payment can be made using PageSigner or similar** | ~~Traders will be unable to provide evidence of payment / receipt~~  |
| ~~Minimum limit at least equal to at least account limits protocols~~  | ~~No minimum limits~~  | **Minimum limit not able to achieve account limits protocols**  |
| ~~Maximum limits equal to at least 0.01 BTC~~  | **Large payment limits up to 2 BTC**  | ~~Maximum limit is less than 0.01 BTC~~  |
| ~~Likely to increase liquidity~~  | **Likely to increase liquidity and open markets for different countries and currencies**  | ~~Likely to decrease liquidity~~  |
| **Low risk of mediation**  | ~~Very low risk of mediation~~  | ~~< low risk of mediation~~  |
| **Low risk for traders from government agencies**  | ~~No risk for traders from government agencies~~ | ~~< low risk for traders from government agencies~~  |
| **Fees should not be a barrier to trading**  | ~~No fees for transactions~~  | ~~Fees will be a barrier to trading~~  |
| ~~Only minor changes needed to trade protocol~~  | **No changes needed to trade protocol**  | ~~> Minor changes needed to trade protocol~~  |

Score: 20/32
Percentage: 62.5%

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