[bisq-network/growth] Add Unified Payments Interface (UPI) as a payment method (popular mobile payment service in India) (#225)

[Aman Goyal]

> Hi @m52go thanks I am keen to add UPI at the same time as other Indian payment methods see comment [here](https://github.com/bisq-network/bisq/discussions/5287#discussioncomment-622884).
> 
> Let me know if you think the current process of adding payment methods can be improved?

I'm not sure how straightforward it is to integrate new payment methods in Bisq. But when using a payment gateway like Razorpay, PayU, JusPay, etc. these allow to make payments via all of - UPI, IMPS, PayTM including Credit/Debit card and some other methods as well.

NEFT/RTGS may/may not be included in these payment gateways. However, NEFT/RTGS do amount for majority of the 'volume' transactions, given that UPI has a daily limit of 100,000 INR(fyi, 1 BTC = 411,000 INR). To have people transacting with higher amounts, NEFT/RTGS will definitely come into the play. But I agree that UPI is a great start with the lowest entry barrier for most people to start trading INR with BTC.


In March 2021, providers of unified payments interfaces (UPI) in India recorded a total of 2.7 billion digital payment transactions worth over 5 trillion INR.[1]

[1] - https://www.npci.org.in/statistics

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