[bisq-network/bisq] Add option to make trade 'reason' less obvious (#2869)

Conza notifications at github.com
Wed Feb 3 03:30:53 CET 2021


> I have made a very informal survey amongst my friends that work at banks (Spain), and the rough consensus is that _around 40% of payments have no reason_ (blank reason, no text). The % is probably much higher if there is no invoice related to the payment (informal payments between friends, families, etc). So If this rough consensus is rigth, I think it is way better to leave the "reason of payment" blank.

Awesome work on finding out roughly! Glad my gut was fairly on the mark: _"I suspect its a large % (e.g. at least 20-50%)."_

Going from the above stats as well, if someone wanted to put a reason it'd be better as relating to "Shopping, Bank, & Leisure". 

> IMO, this is the most compelling argument to leave the "reason for payment" blank.

Right. Alternatively, I wouldn't be putting anything (without agreeing with seller if I was buying) that I wouldn't be able to confidently back up "e.g. bought a bicycle from seller." "I have a photo if you want? Bought second hand, no invoice. Ad gets taken down. I have a photo of the bike if you want?" 

Also alternatively, "I bought some collectables. What of it?" technically true. 

> The Bisq Trade Id worked well so far. Changing it is just a weak attempt to delay bank scrutiny. The real question is how to effectively react to increasing intolerance to crypto by the banking sector.

I understand this sentiment. I think as you outlined in keybase, purchase patterns etc. can raise investigations, or someone gives the game away (one moron I traded with admitted to being asked by Revolut about a transaction and he sent screenshot of Bisq! he basically seemed he'd do the same if TW asked! Did my best to clear up/address etc.) and I do wonder if he was targeted or something and gave the game up. 

In any case, adapting is currently required - at least this GIVES THE OPTION. Everyone can STILL use a trade ID (despite all the warnings about protocol being not to), just need to discuss with trader. Ultimately, we will see if lack of Trade ID helps at all.

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