[bisq-network/bisq] Add option to make trade 'reason' less obvious (#2869)

[Jul3k]

There are banks (like mine) that do not show the account number of the sender for privacy reasons. Then the only chance to confirm a correct payment is by the name. I also believe now it is possible to make the names match.

1. A scammer looks for suitable BTC sell offers with fixed price
2. Places his fake offer matching the fixed price
3. If a victim accepts his fake offer he will have the name to create an payment account with matching names to accept the BTC offer

For the BTC seller it will then be impossible to notice that he fell for a scam and difficult to prove that he rightfully received the payment. This will make it likely that the money can be reclaimed. I am not saying that a trade ID would make it impossible to trick people but to my opinion it would make it a bit harder and also less likely that payments can be claimed back.

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