[bisq-network/proposals] Refund agent to partially reimburse high volume trades (#296)

[sqrrm]

I think the 0.5 BTC limit is just what @refundagent chose to limit direct refunds to after taking too much risk with a larger refund. The refunds done by refund agents are out of pocket and a personal risk they take so it's really up to them how much to refund.

The initial discussion, before the 2of2 protocol, around refunds by agents vs going to the DAO included thoughts of the refund agents (or anyone, not as a dedicated role) buying the claims at a discount for traders to get their refund as soon as possible and then having the refund agents claiming these cases to the DAO. I think the BSQ market is still not liquid enough for that to work, and users seem to get upset when they miss out on the counterparty's deposit.

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