[bisq-network/bisq] Add 'low priority' payment account type to BSQ (#5153)

[pazza]

> Setting the miner fee very low would increase the risk that the transaction never gets confirmed and gets cleared from the mempool after a while. How long a nodes keep a tx in its mempool is a local setting of the bitcoin node. BitcoinJ does/can not recognize that. So it will require a SPV resync after some time when its very likely that the tx got cleared from most nodes.

True, but that is the same with Instant Altcoins, and Altcoins accounts.

Having the ability to send payment when the mempool is quiet doesn't necessarily mean choosing a low fee. It just means you can have a bit more leeway in time. A trade could be taken mid week and the BSQ could be sent at the weekend.

> I think with rising BTC price and with that sustained higher miner fees we have to recognize that limitations of Bitcoin and Bisq by being based on on-chain transactions.

Agreed.

> I think we should increase efforts to look into off-chain or second layer/side-chains/alt-chain (Liquid, LN,...) solutions.
As long that is not the case, I think peope using BTC and Bisq have to consider that low amount transfers come with a hefty price tag. To buy tiny amount of gold would be the same, or to send small amount of Fiat internationally.

Agreed. How would you propose doing this with BSQ? Is there a feasible solution that exists currently?

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