[bisq-network/growth] Add Skrill - Multi-currency payment method (#232)

pazza notifications at github.com
Sun Feb 14 20:16:00 CET 2021


## Skrill - Multi-currency

Website: https://www.skrill.com/
Fees: https://www.skrill.com/en/siteinformation/fees/#send-money-receive-money
Terms and conditions: https://www.skrill.com/en/footer/terms-conditions/skrillaccounttermsofuse/
Skrill Wiki: https://en.wikipedia.org/wiki/Skrill

### Background
Multi-currency payment methods are a good addition to Bisq as they increase accessibility to markets for more users.

### Why
Skrill is an established multi-currency payment service.

### Region
Multiple counties over 120+ 

Here is a list of all the countries that are [not serviced by Skrill](https://www.skrill.com/en/footer/terms-conditions/non-serviced-countries/)

### Currencies
Multiple currencies including:

- AUD
- BDT
- BRL
- EUR
- GBP
- IDR
- INR
- KES
- LKR
- MXN
- MYR
- NPR
- PHP
- PKP
- PLN
- THB
- USD
- VDN

### Chargeback risk
Low

### Size of user base

Skrill has over 40 million users worldwide.


### Duration
>From 1-3 business days. Therefore, recommend 4 days as trade time.


### Fees

Free for international transfers (using independent exchange rate provided by Reuters)

2% fee for sending money domestically.

Users will be aware what it costs to send.


### Fraud risk
Low


### Payment amounts
Within 0.25 BTC limit


### Additional information

Payments can be funded by credit and debit card.
 
I originally discounted this payment method as no to Skrill to Skrill payment is possible, but expensive (1% to deposit funds, 1,5% to send funds, and 1% to withdraw funds). 

However if technically possible my proposal is for Skrill to be a 'taker' account only. Similar to my proposal for [WorldRemit](https://github.com/bisq-network/growth/issues/230)

Skrill accounts would be able to take offers on any of the following payment methods:

SEPA (EUR)
Faster Payments (GBP)
Wire Transfer US (USD)
National Bank Transfer (in any of the currencies above)


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