[bisq-network/growth] Add Paxum - Multi-currency payment method (#235)

pazza notifications at github.com
Mon Feb 15 01:24:55 CET 2021


## Paxum - Multi-currency

[Paxum Website](https://eu.paxum.com/)
[Paxum Fees](https://eu.paxum.com/fees/personal)
[Paxum e-Wallet Terms of Use](https://eu.paxum.com/legal/ewallet-terms-of-use)
[Paxum Twitter](https://twitter.com/paxuminc)
[Paxum blog](https://paxumblog.com/)

### Background

Paxum is a Global Payment Service for Businesses and Individuals.

>From looking at other websites it appears that Paxum are a popular payment provider to high risk industries such as OnlyFans users and affiliate marketers. 

### Why
Paxum is a multi currency payment option that might provide suitable services for users where they struggle to get access to financial services for their trading activates.  Paxum is used my almost all P2P exchanges, however, they buying / selling crypto is against their terms of service.

### Region

50+ Countries

Check out the map by hovering over the regions to see what countries they operate in: https://eu.paxum.com/services/transfer-money.


### Currencies

20+ Currencies

Virtual payment accounts (SEPA, ACH and Faster Payment accounts) provided for EUR, USD, and GBP

![paxum-wire-withdrawal-update](https://user-images.githubusercontent.com/66367547/107893353-925be800-6f22-11eb-87da-c8afe1eefee8.png)


### Chargeback risk
Low the terms states that they only release cleared funds so chargeback / reversal risks are low.

### Size of user base

Unknown but they have been around for around 10 years.

### Duration

Paxum to Paxum transfers are Instant.


### Fees

Paxum to Paxum transfers  cost ~$0.25 to both send and receive.

It costs about $5 to deposit and withdraw funds from to Paxum. More, up to $50m if you are not able to use local bank transfers. 


### Fraud risk
Low

### How payments are made

Money can be sent to other users with just an email address.

### Payment amounts

I cannot see any mention of specific limits therefore I would suggest it would be ok for 0.25 BTC limits.

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