[bisq-network/proposals] Reimbursement of bond/s if no activity from contributor for 12 months (#293)

[pazza]

Thanks @MwithM and @sqrrm for the feedback.

> If I'm dead but I did not give access to Bisq account to family, it won't be very helpful.

If your dead and you did give access to your Bisq account to your family it would be helpful, if a refund protocol was in place. 

Currently if you die you will lose your bond, your family or whoever you choose to inherit your assets will be unable to access them.

> The idea of having bonds free automatically makes sense for some purposes though, like having to resubmit them periodically to adjust BSQ and fiat prices.

Agreed. Bonds are equated initially to USD prices. If price changes there should be an opportunity to rebalance, and for contributor's also to be able to access their BSQ.  

> I'm not sure I follow the issue. The funds in a bond can always be unlocked by the owner.

You cannot unlock your bond if you die or become incapacitated unexpectedly. No one likes to think of this scenario but it happens. I would propose that in these circumstances (no activity) bond is returned. That way you can let you family know in you will etc in the even of my death this is how you access my BTC / BSQ etc.



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