[bisq-network/proposals] Add negative score for protocol violations (#260)

[Conza]

> How about when viewing available offers you can see a 'trading score'. This would be based on successful trades a user has completed with that payment method.
> 
> +1 for every successful transaction
> 
> If a case goes to mediation the mediators could then take off points eg:
> 
> -1 Minor trade violation (eg 2 days late with payment)
> -5 Significant trade protocol violation (eg Name on account different)
> -10 Major trade protocol violation (eg trying to get counterpary to send funds to another account via trader chat)
> 
> Number of blocks could also be used? Number of people live on the network that have blocked the peers onion address.
> 
> If a trader has a positive reputation they are more invested in the platform and have more to lose., and would be less likely to just delete account and start again.
> 
> Alternatives would be some sort of percentage based on the above or similar.
> 
> Users of Bisq would benefit not just from ascertaining risk, but also what users are good counter parties to trade with.

YES to this. Stats on successful trades. Stats on unsuccessful ones that incurred violations and just number of them e.g. minor, significant, major. 

Security deposits are BS and ineffectual, the fact you can't set it at what you want for each trading party e.g. over 50% for myself (flagging I am trustworthy) is comically inept. I'm sorry why are we not giving the users more choice, ability to do so?

I think the proposed reputation key breakdown is helpful, thus there is the choice about privacy or reputation with account. 

Of course someone could self-trade 1,000 times and then do a bad trade/scam. Besides buying BSQ to do so / paying fee's with BTC... So? Have comments to that effect advising of the possibility. But at least folks can be more discerning, and keep that in mind! More stats on trading account is better than less imo. After that account gets a "Major" violation on it, then likely has to start all again. 

I don't think there necessairly needs to be a points system involved in terms of keeping some overall score, but indicating the stats of no. of trades, and then violations A trade disputes, B meditators, C arbitrations, X minor, Y significant, Z major violations. 

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