[bisq-network/growth] Add ACH Transfer - USA as payment method (#219)

[pazza]

## ACH Transfer - USA

Reference: https://en.wikipedia.org/wiki/ACH_Network

### Background

For US users wanting to trade on Bisq using bank transfers (excluding thrid party methods like Zelle and Chase) they have two options:

- ACH 
- Wire

Currently neither of these payment methods can be added to Bisq.

There is a workaround where they can be added as 'National Bank Transfer' however this is not ideal due to differences in fees and trade times.

It is a bit like a EU user using National Bank Transfer for a SEPA transfer, or a UK user using Faster Payments transfer. It does work but it is a poorer user experience. 

I am proposing to add both Wire and ACH as separate payment methods in Bisq to improve user experience and hopefully increase trade volume. 


### Why

ACH Transfers are one of the two bank transfer payment method in the the US.

### Region

USA

### Currencies

USD

### Chargeback risk

Low

### Size of user base

300 million people have access to a bank account with Wire or ACH transfers.


### Data requirements

- Account name — your name as it appears on your bank account
- Account number
- Account type: Checking or Savings
- ACH routing number
- Local US address



### Verification

TLSNotary

### Duration

Up to 3 business days. Therefore, recommend 5 days as trade time.


### Fees

Anything from $0-3.

Users will be aware what it costs to send / receive an ACH transfer.

They are generally lower cost but slower than Wire Transfers.

### Fraud risk

Low


### Payment amounts

Within 0.25 BTC limit



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