[bisq-network/bisq] Add option to make trade 'reason' less obvious (#2869)

[viperperidot]

I haven't read this whole thread but just wanted to put my 2 cents in. I am against having any false information in the reason for payment field. I think putting in false information into this field doesn't really add any additional privacy because I think the payment providers are more looking at your account activity than anything else. Having a bunch of payments with a lot of random reasons doesn't make you seem less suspicious imo, if anything I think it would make you look more suspicious (who buys a bunch of random items from individuals online all the time, not many people I would think...). I am also against it because should any questions or investigation into your account be asked then you have already incriminated yourself by lying. I personally would not want to provide any false information to companies that I have kyc'ed with. If it came down to them asking for more details and 'online purchase' wasn't good enough for them, then I would just ask for them to refund my money and cancel the transaction and not use them again. My TW account got deactivated and I did not appeal because there is no use fighting with a company who is anti-crypto imo. If I HAD to reveal the reason for payment to a provider then I would just tell them it was for bitcoin, im not a fan of lying and bitcoin is legal in most countries so it shouldn't be a big issue. Any country where bitcoin is illegal then the payment providers are probably not available in those locations as well. I think its important to remember that there is nothing wrong with buying and selling bitcoin, it is perfectly legal in most countries. These fintech companies can have pretty weak reasons for banning people which is unfortunate but I think we should be able to find more crypto friendly companies in the future (Strike etc.). Pazza found a great website called moonbanking.com that shows what are the most crypto friendly banks in your country. I think that is fantastic because we can take our business to banks and companies who are moving forward with crypto and not stuck in the past.

As far as this proposal goes I think leaving the trade ID as the default is still the best option but other options that would also work could be to leave it blank if the seller is ok with that or to agree on something different but nothing that is false information. So you could agree to have the message say something like "Thanks!" or "Thank you very much" or "Have a great day" or "Cheers". Something like that if you think the trade IDs are somehow getting flagged but not something that creates a lie that could lead to more trouble down the road should you get questioned on it.

-- 
You are receiving this because you are subscribed to this thread.
Reply to this email directly or view it on GitHub:
https://github.com/bisq-network/bisq/issues/2869#issuecomment-759890921
-------------- next part --------------
An HTML attachment was scrubbed...
URL: <http://lists.bisq.network/pipermail/bisq-github/attachments/20210113/a409fe64/attachment.htm>