[bisq-network/proposals] Reduce delayed payout timelocks to 5 and 12 days (#297)

[sqrrm]

This sounds reasonable to me, but it would be good to get the input from mediators and arbitrators as they would have the best data on this.

An issue with changing the timelock delay is that it's a hard fork in the trade protocol. Since it's not an urgent change it could be introduced with an activation date, but it might still cause trouble if some users are on old clients. It wouldn't invalidate orders so that's not a problem, just the take offer process would fail.

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