[bisq-network/growth] Add PayTM as a payment method (popular mobile payment service in India) (#226)

[pazza]

## PayTM 

References:

- [PayTM website](https://paytm.com/)
- [PayTM video explainer](https://www.youtube.com/watch?v=_twGGicE_OQ)
- [PayTM wallet blog post](https://blog.paytm.com/the-simple-incredible-paytm-wallet-79b2bb36d51f)
- [PayTM Wiki](https://en.wikipedia.org/wiki/Paytm)

### Why

India has the 5th largest economy in the world by GDP, yet Bisq does not have many options for people in India to trade. It would be good to give people in India more access to trading on Bisq.

Paytm is an Indian e-commerce payment system and financial technology company, based in India.

PayTM has around 350 million users. Users can send funds to each other via the PayTM wallet.

PayTM is already included on almost all other P2P cryto exchanges.


### Region

India

### Currencies

INR

### Chargeback risk

Low.

PayTM payments cannot be reversed.

### Size of user base

350 million users.

### Data requirements

In order to make a payment or transfer funds through PayTM, you just need your recipients PayTM registered email or phone number. No other information is needed.


### Verification

Payment is made on bank smart phone app. Screenshots / videos can be used for verification.

### Duration

Payments are immediate. 24/7, 365 days a year.

Trade time should be set to 24 hours.

### Fees

Free for personal use.

### Fraud risk

Low

### Payment amounts

With No KYC users are limited to 

- Maximum of 5,000 INR can be sent per transaction. This is approximately $67.5 USD.
- Maximum of 10,000 INR can be held in someone's PayTM wallet . This is approximately $135 USD.

With KYC users are limited to 

- Maximum of 100,000 INR can be sent per transaction. This is approximately $1,350 USD.
- Maximum of 100,000 INR can be held in someone's PayTM wallet . This is approximately $1,350 USD.

This means that for Bisq a KYC PayTM wallet will be practical for transactions. Users should also be aware of account limits.


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