[bisq-network/bisq] Add payment account payload safeguards (#5621)

[Christoph Atteneder]

@ripcurlx pushed 2 commits.

51af19e5ec071dffe6308b0016b5a49811a0cb01  Check if PaymentAccountPayload is null bfore trying to apply filter
5ba7f043d4bdd2e34e8eae25a473e304bed27ab5  Handle potential PaymentAccountPayload null values when detecting multiple holder names


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View it on GitHub:
https://github.com/bisq-network/bisq/pull/5621/files/544aa7c2a0f801b5dc714c6ed1c1bd6950dd6bca..5ba7f043d4bdd2e34e8eae25a473e304bed27ab5
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