[bisq-network/bisq] Temporary solution for high mining fees (#5282)

[Chris Beams]

Related to this topic, see the `Fee management` section of https://github.com/bisq-network/bisq/discussions/5165#discussion-3016336, where I suggest:

> We would need to implement a policy to _defer_ offer creation until the fee rate falls under a user-specified threshold.

This is probably the simplest thing we could do in the immediate term to mitigate the negative impact of rising fees.

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