[bisq-network/bisq] How to calculate trade penalties? (#5324)

[pazza]

> Maybe traders don't mind very much waiting for 3 days

Yes I think this is the downside to having guidelines, there is less of a reason for traders to just accept the problems that occur as part of trading. However my opinion is the benefits of having guidelines outweighs going into a trade not knowing what to expect if it does not go to plan. 

With regards a range of penalties I think 5-15% are suitable for fiat trades, maybe less so with altcoins where the volatility would not be so extreme compared with BTC.
  




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