[bisq-network/bisq] How to calculate trade penalties? (#5324)

[MwithM]

> > Maybe traders don't mind very much waiting for 3 days
> 
> Yes I think this is the downside to having guidelines, there is less of a reason for traders to just accept the problems that occur as part of trading. However my opinion is the benefits of having guidelines outweighs going into a trade not knowing what to expect if it does not go to plan.
> 
> With regards a range of penalties I think 5-15% are suitable for fiat trades, maybe less so with altcoins where the volatility would not be so extreme compared with BTC.

I agree with that too, and that's why I suggest to suggest ranges of penalties and, specially at the beginning, don't be afraid on making them very wide and have big warnings that these are only for guidance reasons and not a strict policy.

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