[bisq-network/proposals] Reduce maximum trade size for unsigned payment accounts (#322)

pazza notifications at github.com
Sun Mar 21 22:36:27 CET 2021


> This topic has been [under discussion since January](https://github.com/bisq-network/proposals/issues/295) and it's been almost a week here.

Yes, but no consensus was reached on #295 and from my perspective no consensus was reached on this thread. I was surprised when I saw it was being implemented: https://github.com/bisq-network/bisq/pull/5318

I was not aware the process was different for proposals. I assumed a rough consensus would still be needed. 
 
> It's a matter of network security, and given the risks at hand, I don't think any of the objections so far warrant avoiding this change in the upcoming release. Short-term fluctuations in growth and adoption won't matter if a few bad actors do chargebacks and undermine confidence for all new and prospective users.

There has to be a balance between network security and accessibility. My thoughts are a 0.0025 BTC limit for all payment methods that require signing pushes this balance too far and has a negative impact on users.

Maybe we should consider which payment methods are more at risk from fraud and decrease their limits rather than apply to all methods that require signing. 

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