[bisq-network/proposals] Reduce maximum trade size for unsigned payment accounts (#322)

[sqrrm]

The model put in place a couple of years ago was a hard coded limit at around USD100 in BTC. This risk model hasn't changed and no new consensus has been found so it makes sense to keep this limit until we have a new consensus.

I understand that a lot of new contributors were not around and might not be aware of the previous discussions and past issues with scammers. The result of those discussions is what I as a developer use as guidance until a new consensus is found.

I will also concede that with the ongoing discussions it might have been a bit rushed to just implement and merge this change.

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