[bisq-network/proposals] Reduce maximum trade size for unsigned payment accounts (#322)

[m52go]

@ripcurlx 
```
(!) Important

With the recent rise in BTC price, beware that selling <0.01 BTC incurs higher risk than before.

It is highly recommended to either:
- make offers >0.01 BTC, so only signed/trusted buyers can take them
- keep any <0.01 BTC offers to around ~100 USD in value, as this value has (historically) discouraged scammers 

Bisq developers are working on better ways to secure the payment account model for such smaller trades. Join the discussion here: [HYPERLINK:https://github.com/bisq-network/bisq/discussions/5339].
```

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