[bisq-network/roles] Payment Method Maintainer (#38)

Fri May 7 00:45:08 CEST 2021

# Cycle 24 Report

This is my sixth payment method maintainer report so I have now been contributing to Bisq for six months. 

The below is the work I have completed this cycle.

## Developed two new processes for the addition of new payment methods

I put in place two processes to make it easy to decide if a payment method should be included, and to make it easy for devs to have all the information on hand when adding new payment methods.

### Payment method scoring

Following a review of all the payment methods proposed for Bisq. I reviewed them all and scored the 16 criteria based on the [this table](https://github.com/bisq-network/bisq/issues/4757#issuecomment-727711700) using the following criteria.

Essential: +1
Desirable: +2
Definite No’s: -2

The maximum score was 32/32. I scored all the payment methods using this scoring system. Scores ranges between 3-81%. Higher scores indicate payment methods that would be a good fit for Bisq. It just so happened that all payment methods proposed to be added scored above 60%, and all payment methods discounted scored below 60%. I think this scoring system can be used in future to give a good induction of if a payment method is a good fit for Bisq. It is simple to do and pretty objective.  

### Proposed National Currency Payment Method Template

To make it easier for devs to know what is needed I came up with a [Proposed National Currency Payment Method Template](https://github.com/bisq-network/growth/issues/206#issuecomment-824355067) to show all the required information.

I think graphically seeing what needs to be added will make things clearer and easier for devs to pick up the work. I have completed all the templates and next cycle I will complete the graphics required for all the proposed payment methods.

## Review of all proposed payment methods outstanding

This cycle I went though all the outstanding proposed payment methods and reviewed them for addition. There were 28 in total.

5 were discounted and the reasons for this were noted on the now closed GitHub issues:

- [~~Jeton~~](https://github.com/bisq-network/growth/issues/234) - 53.13%
- [~~M-Pesa~~](https://github.com/bisq-network/bisq/issues/5022) - 21.88%
- [~~Efectly~~](https://github.com/bisq-network/growth/issues/192) - 3.13%
- [~~Daviplata~~](https://github.com/bisq-network/growth/issues/194) - 59.38%
- [~~ATH Movil~~](https://github.com/bisq-network/growth/issues/238) - 59.38%

23 were recommended for inclusion in Bisq and I complete a 'Proposed National Currency Payment Method Template' for each.

The payment methods are as follows:

#### Multi-Currency Payment Methods

- [Paxum](https://github.com/bisq-network/growth/issues/235) - 68.75%
- [Paysera](https://github.com/bisq-network/growth/issues/233) - 81.25%
- [Skrill](https://github.com/bisq-network/growth/issues/232) - 78.13%
- [CelPay](https://github.com/bisq-network/growth/issues/231) - 84.38%
- [WorldRemit](https://github.com/bisq-network/growth/issues/230) - 75%
- [Capitual](https://github.com/bisq-network/growth/issues/246) - 65.63%

#### Indian Payment Methods

- [NEFT](https://github.com/bisq-network/growth/issues/236) - 71.86%
- [RTGS](https://github.com/bisq-network/growth/issues/237) - 62.5%
- [UPI](https://github.com/bisq-network/growth/issues/225) - 75%
- [PayTM](https://github.com/bisq-network/growth/issues/226) - 78.13%
- [IMPS](https://github.com/bisq-network/growth/issues/224) - 71.86%

#### US Payment Methods

- [TransferWise (USA)](https://github.com/bisq-network/growth/issues/217) - 68.75%
- [Strike](https://github.com/bisq-network/growth/issues/220) - 68.75%
- [Domestic Wire Transfer](https://github.com/bisq-network/growth/issues/218) - 68.75%
- [ACH](https://github.com/bisq-network/growth/issues/219) - 68.75%

#### European Payment Methods

- [Bizum](https://github.com/bisq-network/growth/issues/222) - 71.88%
- [Monese](https://github.com/bisq-network/growth/issues/227) - 78.13%
- [Satispay](https://github.com/bisq-network/growth/issues/213) - 71.82%
- [Verse](https://github.com/bisq-network/growth/issues/223) - 75%
- [Tikkie](https://github.com/bisq-network/growth/issues/247) - 68.75%

#### Colombian Payment Methods

- [Nequi](https://github.com/bisq-network/growth/issues/193) - 71.88%

#### Brazilian Payment Methods

- [PIX](https://github.com/bisq-network/growth/issues/208) - 75%

#### Gift Voucher Payment Methods

- [BitRefill](https://github.com/bisq-network/growth/issues/239) - 81.25%

For anyone interested in following progress I am keeping all my [project boards](https://github.com/pazza83?tab=projects) up-to-date.

## Communication of the recommended payment methods to be added to Bisq in 2021

I shared the results of the above 23 recommendations on [Reddit](https://www.reddit.com/r/bisq/comments/n48lg3/new_payment_methods_to_be_added_to_bisq_in_2021/) and a [GitHub discussion](https://github.com/bisq-network/bisq/discussions/5462)

Next steps for Recommended Payment Methods

I am keen to get all the payment methods added to Bisq, wikis created, promoted, and troubleshooted before the end of 2021.

I have proposed the following priorities: 

- Priority 1: Multi-Currency Payment Methods
- Priority 2: Indian, Colombian and Brazilian payment methods.
- Priority 3: US and European payment methods

I have requested @refund-agent2, @huey735, and @leo816 to let me know if they have any questions as to how any of the recommended payment methods will be mediated / arbitrated. 

I have also set the deadline for objections to be **31 May 2021**. 

In the meantime it would be great if @ripcurlx can let me know what dev resources can be provided. I think it would be easier for me to work with one dev to get the above to completed quickly. I suggest something along the lines of the following would work well:

| Cycle | Devs needed | Work required | No. of payment methods to add |
| ------------------- | ------------------- | ------------------- | ------------------- |
| 25 | No  | N/A  | N/A |
| 26 | Yes | Devs to add Priority 1: Multi-Currency payment methods  | 6 |
| 27 | Yes | Devs to add Priority 2: Indian, Colombian and Brazilian payment methods  | 7 |
| 28 | Yes | Devs to add Priority 3: US and European payment methods  | 10 |
| 29 | Yes | Snagging / troubleshooting  | N/A |
| 30 | Yes | Snagging / troubleshooting  | N/A |

As you can see the first 6 months of the role have been primarily research based and can be completed independently. The next 6 months will transition to being project management and require me to work closer with a developer/s to achieve adding all the recommended payment methods by the end of 2021.

SWIFT is also still to be added and with @wallclockbuilder, it would be useful for any feedback as to what information is required from myself beyond the completion of the [Proposed National Currency Payment Method Template](https://github.com/bisq-network/growth/issues/206#issuecomment-824355067) to make sure devs have everything they need.

>**TDLR**
>Please can a dev be allocated to payment methods for the next 6 months?

## Other work completed this cycle

The above represents the bulk of the work completed this cycle. Other work I have done includes the following:

[Bisq community tab graphics](https://github.com/bisq-network/bisq/issues/4904#issuecomment-822034118)

- [Contributed to Change 'Optional additional information' field text on 'Cash by Mail'](https://github.com/bisq-network/bisq/issues/5394)
- [Opened issue regarding - Encrypt or remove saved trader chats and trade data on local Bisq instances](https://github.com/bisq-network/bisq/issues/5396)
- [Opened Issue - Display link to the dispute resolution process including table of trade penalties at relevant points in trade process
- ](https://github.com/bisq-network/bisq/issues/5456)
- [Opened issue - Add Buy-Monero Keybase channel on Bisq for fiat trading pairs using BSQ bonds as the security deposit ](https://github.com/bisq-network/projects/issues/56)

## Future tasks

These are some of the other things I am yet to action:

- Make recommendations for changes to Uphold as a payment method
- Make recommendations for changes to Western Union as a payment method
- Add to trade protocol / wiki about what happens in instances when trades are unable to make [blank payment references](https://github.com/bisq-network/bisq/issues/5395)
- Complete analysis of existing payment methods and can see some are under utilized. I would like to make sure this is not due to lack of understanding / marketing of the specific payment methods.
- Check changes and updates against the proposal I made to [Fix various 'account management' usability issues in the Bisq client to optimize for traders with multiple fiat and altcoin accounts ](https://github.com/bisq-network/bisq/issues/4837)' 
- Make [proposal to change SEPA and SEPA Instant to be payment methods that do no require signing](https://github.com/bisq-network/proposals/issues/322#issuecomment-813272554)
- [Agree what needs to be done with trade sizes for unsigned payment accounts](https://github.com/bisq-network/proposals/issues/322) 

-- 
You are receiving this because you are subscribed to this thread.
Reply to this email directly or view it on GitHub:
https://github.com/bisq-network/roles/issues/38#issuecomment-833922953
-------------- next part --------------
An HTML attachment was scrubbed...
URL: <http://lists.bisq.network/pipermail/bisq-github/attachments/20210506/3030b5e9/attachment-0001.htm>