[bisq-network/bisq] Payment account factory test (#5530)

[Christoph Atteneder]

@bhuan007 Please have a look at the formatting complaint by Codacy (https://github.com/bisq-network/bisq/pull/5530/checks?check_run_id=2671662250). Did you have a look why those payment methods do not fulfill the test? Please also sign all your commits and have a look at https://chris.beams.io/posts/git-commit/ as there is potential for us all to improve our commit messages :wink:

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