[bisq-network/proposals] Reduce delayed payout timelocks to 5 and 12 days (#297)

[chimp1984]

There is a DAO param LOCK_TIME_TRADE_PAYOUT which is not used atm. The maker defines the lockTime and the taker checks that the lockTime they would calculate is not further than 3 blocks different (needed for considering chain forks).
So changing that would require some future activation time and some adjustments to ensure trades will not fail. 

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